🌟。 ✨
。 🎄 。。
✨ 🎄🎄。 。 ✨
✨ 🎄🎁🎄 ✨。
。 🎄🎁🔵🎄 。✨
。 🎄💝🎄🎈🎄。。
✨ 🎄🎄🍭🎄。
。。🎄🎄🔴🎄🎄。 ✨
🎄🎄🔴🎄🎅🎄
🎄🎊🎄🎄💝🎄🎄
✨🎄🎀🎄🎄🔴🎄✨
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MBA GARAGE nte ഹ്യദയം നിറഞ്ഞ ക്രിസ്തുമസ് ആശംസകള്‍
🎄🎅🎄🎅🎄🎅🎄🎅🎄🎅🎄🌺🙂
Saturday, 24 December 2016
ക്രിസ്തുമസ് ദിനാശംസകള്‍
Thursday, 1 December 2016
Tuesday, 29 November 2016
VISION AND MISSION OF COMPANIES
A Mission Statement defines the company's business, its objectives and its approach to reach those objectives. A Vision Statement describes the desired future position of the company. Elements of Mission and Vision Statements are often combined to provide a
statement of the company's purposes, goals and values
A mission statement is intended to clarify the 'what' and 'who' of a company , while a vision statement adds the 'why' and 'how' as well. As a company grows, its objectives and goals may change. Therefore, vision statements should be revised as needed to reflect the changing business culture as goals are met
Sunday, 27 November 2016
Tuesday, 22 November 2016
Malayalam version advantage and disadvantages of investments in India
ഇന്ത്യയിൽ നിക്ഷേപം നടത്തും ഗുണം അല്ലയോ ഈ ഉത്തരം ബുദ്ധിമുട്ടേറിയ ചോദ്യങ്ങൾ ഒന്നാണ്. ഇന്ത്യൻ ഓഹരി വിപണി, ആഗോള എതിരാളികളെക്കാൾ പോലെ, റിസ്ക്കുകൾ വിധേയമായിരിക്കും. ഇപ്പോഴും അത് എടുക്കൽ ഇന്ത്യയിലെ നിക്ഷേപിച്ച ഇതിൽനിന്നു ഈ സാക്ഷ്യം നിലക്കും രൂപയുടെ റിസ്ക് ആണ്. നാം എല്ലാവരും പ്രത്യേകിച്ച് വിപണിയിൽ വയലിൽ ആ ഇന്ത്യയിലെ നിക്ഷേപം പ്രയോജനങ്ങൾ അറിയുന്നു. ഈ ഭാഗത്ത് നാം ഇന്ത്യൻ സമ്പദ്വ്യവസ്ഥയിൽ മുടക്കുന്ന സമയത്ത് നേരിടുക വെല്ലുവിളികൾ ചില വിശകലനം ചെയ്യട്ടെ. ഇന്ത്യൻ സമ്പദ് 9% ജിഡിപി ഉണ്ട്, പക്ഷേ അതേ സമയം, അതു 8-10% ഒരു പണപ്പെരുപ്പ നിരക്ക് ഉണ്ട്. ആവശ്യം വിതരണ തമ്മിലുള്ള ഒരു വളരുന്ന അന്തരം ഉണ്ട്. ഇന്ത്യ, അതിന്റെ വീശിയടിക്കുന്ന മനുഷ്യവിഭവ വകവയ്ക്കാതെ, വേണ്ടത്ര പൊതു വിദ്യാഭ്യാസ സമ്പ്രദായം സമയക്കുറവു മൂലം യോഗ്യതയുള്ള വിദഗ്ധ പ്രൊഫഷണലുകളുടെ കുറവ് നേരിടുന്നുണ്ട്. വേതന നിരക്ക്, അതുകൊണ്ട് കൂടുതൽ വ്യക്തതയുള്ള പോകുന്നു ഇപ്പോൾ ഒരു ദശാബ്ദക്കാലമായി ഇന്ത്യ സേവിച്ചു എന്നു കുറഞ്ഞ മെച്ചം നിയമവാഴ്ചയെ. ഇൻഫ്രാസ്ട്രക്ചർ ഇന്ത്യ സോക്സ് ദീപാരാധന ഉണ്ട് മറ്റൊരു ഫീൽഡ് ആണ്. വിദേശ നിക്ഷേപകർ, പബ്ളിക് വ്യാപാരി കരാർ അവരുടെ ദിവസം-ഇന്നു കോഴ്സിൽ. എന്നാൽ ഈ വിദേശ നിക്ഷേപകർ ഇന്ത്യയിലേക്ക് വരുമ്പോഴും അപര്യാപ്തവും അല്ല അപ്-റ്റു--മർക്കോസ് വിമാനത്താവളങ്ങൾ, തുറമുഖങ്ങൾ, റോഡുകൾ, വൈദ്യുതി ഗ്രിഡുകൾ, വാർത്താവിനിമയം സൗകര്യങ്ങളും, ആരോഗ്യ, വിദ്യാഭ്യാസ സാക്ഷിനിർത്തി. ഇന്ത്യ .എ ആകാൻ ഉണ്ടെങ്കിൽ, അവളുടെ സർക്കാർ മുകളിൽ സൂചിപ്പിച്ച എല്ലാ ഫീൽഡുകളും പൂർണ്ണ പ്രതിബദ്ധത സമർപ്പണവും പ്രവർത്തിക്കേണ്ടി വരും. Indirection, അനിശ്ചിതത്വത്തിനും റീവിസിറ്റിംഗ് നിത്യമായി ഇന്ത്യയിൽ ബിസിനസ്സ് ചർച്ചകൾക്ക് ചിത്രീകരിക്കുന്നതും പ്രശ്നങ്ങൾ സെറ്റില്. അഴിമതി ഇന്ത്യ നിക്ഷേപകരുടെ കണ്ണുകൾ ആപ്പിൾ ആകാൻ എങ്കിൽ കഴിയുന്നിടത്തോളം ചെറുതാക്കിയ അവസ്ഥയാണ് മറ്റൊരു വലിയ പ്രതിഭാസമാണെന്ന് ആണ്. ഇന്ത്യൻ കോടതികൾ പല കേസുകളിലും ഒരു ദശകത്തിലേറെയായി എടുക്കൽ പരിഹരിച്ച നേടാനുള്ള കൂടെ 27 ദശലക്ഷം കേസുകൾ നിരുപയുക്തമായി ഉണ്ട്! ആരുതന്നെ തൊഴിൽ നിയമങ്ങൾ, പേറ്റന്റ് അവകാശങ്ങൾ കിട്ടാൻ ബുദ്ധിമുട്ട്, വിവിധ മറ്റ് നിയമപരമായ സന്മാർഗ്ഗശാസ്ത്രത്തേയും വെല്ലുവിളികൾ ഇന്ത്യയുടെ കഷ്ടത ചേർക്കുക. എന്താണ് ഉദ്യോഗസ്ഥർ നീട്ടി യഥാർഥ ചിത്രം ആണ് കൃത്യമായി അല്ല. ഇന്ത്യ, സംശയമില്ല, ബിസിനസ്സ് ചെയ്യാൻ ഒരു ടഫ് സ്ഥലമാണ്. എന്നാൽ എല്ലാ എന്നു കരുതി, നാം ഇന്ത്യ 'ഭാവിയിൽ സാമ്പത്തിക വൻശക്തിയായി' തസ്തികയിലേക്ക് ശക്തമായ അവകാശപ്പെടുന്ന ആണ് അതിന്റെ തന്ത്രപരമായ അതിന്റെ അനുകൂലമായി പ്രവർത്തിക്കുന്നു വസ്തുത നിഷേധിക്കാൻ കഴിയില്ല. ഓഹരി വിപണികളിൽ, മ്യൂച്വൽ ഫണ്ടുകൾ ഉൾപ്പെടെയുള്ള: NriInvestIndia.com ചെയ്തത് നാം ginnie കുപ്പി ഇറങ്ങി എന്നു ചെയ്തിട്ടുണ്ട് താമസിയാതെ ലോകം ഇന്ത്യൻ ഫിനാൻഷ്യൽ മാർക്കറ്റിൽ സാധ്യതകൾ വിശ്വാസമുണ്ട്. വെല്ലുവിളികളും വളർത്തിയ ചെയ്യുന്നു എങ്കിൽ അതു എല്ലാ നിക്ഷേപകര്ക്കും ഒരു സ്വർഗീയ ഭവനം.
Advantage and disadvantages of investments in India
Is investing in India beneficial or not? This is one of the toughest questions to answer. The Indian share market, like its global counterparts, is subject to risks. Still it’s a risk worth taking and those who have invested in India will perhaps stand testimony to this. We all, especially those in the field of market, know the advantages of investing in India. In this section, let us analyse some of the challenges we are likely to face while investing in the Indian economy.
The Indian economy has a GDP of 9%, but at the same time, it has an inflation rate of 8-10%. There is a growing gap between demand and supply.
India, despite its enormous manpower, is facing a shortage of qualified skilled professionals due to lack of adequate public education system. The wage rates, hence, are going higher and higher eroding the cost advantage that has served India for a decade now.
Infrastructure is another field where India has to pull up its socks. Foreign investors, in their day-to-day course of business deal with PIO. But when these foreign investors come to India, they witness inadequate and not up-to-the-mark airports, seaports, roads, power grids, communication system and facilities, health care and education.
If India has to become a superpower, her government has to work with full commitment and dedication in all the fields mentioned above. Indirection, uncertainty and revisiting settled issues eternally characterise business negotiations in India.
Corruption is another huge predicament that has to be minimised as much as possible if India is to become an apple of the investors’ eyes. The Indian courts have huge backlog of more than 27 million cases, with many cases taking more than a decade to get solved! Unfriendly labour laws, difficulty in getting patent rights, and various other legal and ethical challenges add to India’s affliction. What officials put forth is not exactly how the true picture is.
India, no doubt, iS a tough place to do business. But all said and done, we cannot deny the fact that India is a strong contender for the post of ‘economic superpower of the future’ and its strategic location works in its favour abundantly. We at NriInvestIndia.com believe that the ginnie has been let out of the bottle and soon the world would realize the potential of the Indian financial markets: including both stock markets and mutual funds. And if the challenges are taken care of, then it is a heavenly abode for all investors.
Saturday, 19 November 2016
Essay DEMONITARISATION OF INDIAN MONEY
The move to demonetize Rs 500 and Rs 1,000 currency tenders by the union government of India on last Tuesday, was a laudable and historic effort to clean up the decades long corruption and black money. As Indian citizens, we all should be proud of the fact that we elected a government, which was capable of taking such brave decision for the long-term betterment of the country’s economy. Nevertheless, there’s a high possibility that a certain percentage of people might interpret this decision negatively in view of the fact that short-lived challenges are to be seen, which might have a profound negative impact and dethrone ruling party in the coming elections; not everyone happens to be cognizant of the decision’s long-term benefits. If unaccounted or black money isn’t obliterated, it would make the rich richer and the poor poorer. According to SBI, “ Banks received deposits worth Rs 53,000 crore since the government put out of circulation, high-value banknotes in a bid to drain illegal wealth. Nearly 14 lakh crore are held in Rs 500 and Rs 1000 notes now – nearly 86% of the total value of currencies of all denominations in circulation” [1]. Ultimately, government will possess an adequate amount of money to invest in infrastructure, education, agriculture, and all other sectors to build India economically stronger.
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How would we benefit from demonetization?
Above all, every honest taxpayer should hail this decision. In the present economical situation, black money has inflated prices in real estate, gold and a few other sectors, making it a challenge for a common Indian citizen to invest. However the government’s attempt to curb black money will significantly lower the prices in such sectors. According to Finance ministry’s report in 2012, “real-estate accounts for more than 50 per cent of the current black money market” [2]. Demonetization would not only repair internal economic issues, but also tackles funding to terrorism. Counterfeit money is one of the main sources of funding for activities related to terrorism [3]. Also, corrupted government officials and politicians who have earned in illegal ways will have no other option to put that money into usage.
Why there is “hue and cry” in the society over demonetization?
As the saying goes “no pain no gain’”. In the same way short-term constraints will be associated with long-term benefits in this process, such as all of sudden endeavor to convert currency, limitation of new tenders throughout the network for a certain period of time. An Inspiration story of a taxi driver, who sacrificed his share of money for a passenger carrying only Rs 500 notes, has set an example for fellow citizens. Furthermore he said “Even if I earn a little less money, it’ll slightly difficult to manage but that’s the case with everyone. I’ll consider this as my contribution to the country’s growth” [4]. Addressing the nation, Prime Minister of India provided assurance to the citizens, he quoted, “I want to tell the people again and again that the government will do everything to protect the honest” [5].
Why shouldn't we deposit money given by others, even if a share is given?
Firstly, it is illegal. However, if we still wish to pursue this option, chances are high to wind up in a tax fraud situation. According to revenue secretary Hashmukh Adhia, “Penalty of 200 percent of the tax payable would be levied if the cash deposited in bank accounts doesn't match with income declared” [6]. Also, it is unethical to exploit economically challenged people for individual’s benefit. On the other hand, currently certain agencies exist in the society, which converts unaccounted money into white for a mere profit up to 30%; one such route being used by them is: depositing money in the name of farmers as agricultural income, which will be non-taxed in India.
What the government still needs to work on?
The introduction of Rs 2000 note has been controversial in consideration of government’s efforts to suppress black money by eliminating bigger denomination currency, what might be the strategy? It still seems to be a missing part in a puzzle. The present demonetization process has laid trap for smaller rats; it has potential to break all illegal transactions in real estate, gold, and a few other sectors where circulation of unaccounted money has reached saturation point. However the dinosaurs are safeguarding their money oversees; recovering it should be the primary focus of the government. According to Wikipedia, “In February 2012, the director of India’s Central Bureau of Investigation said that Indians have US$500 billion of illegal funds in foreign tax havens, more than any other country [7]. Moreover, certain percentage of unaccounted money stocked in the form of valuable commodities such as gold has been secured in the vaults by certain section of people.
References:
1. http://www.hindustantimes.com/india-news/rs-53-000-crore-received-in-deposits-after-demonetisation-move-sbi/story-VVhqIw0tz6kag77t1F0anK.html
2. http://indianexpress.com/article/india/india-news-india/the-un-real-estate-demonetisation-process-100-500-rupee-note-narendra-modi-black-money-4372286/
3. http://www.newindianexpress.com/nation/2016/nov/08/fake-currencies-black-money-and-terrorism-modis-ban-on-rs-500-rs-1000-can-stop-them-all-1536461.html
4. http://www.thebetterindia.com/74549/delhi-cab-driver-helps-passenger-with-500-notes/
5. http://www.newindianexpress.com/nation/2016/nov/13/modi-warns-of-further-action-against-black-money-1537929--1.html
6. http://www.newindianexpress.com/business/2016/nov/10/deposits-over-rs-25-lakh-to-attract-penalty-on-mismatch-govt-1537017.html
7. https://en.wikipedia.org/wiki/Indian_black_money
Advertisement
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How would we benefit from demonetization?
Above all, every honest taxpayer should hail this decision. In the present economical situation, black money has inflated prices in real estate, gold and a few other sectors, making it a challenge for a common Indian citizen to invest. However the government’s attempt to curb black money will significantly lower the prices in such sectors. According to Finance ministry’s report in 2012, “real-estate accounts for more than 50 per cent of the current black money market” [2]. Demonetization would not only repair internal economic issues, but also tackles funding to terrorism. Counterfeit money is one of the main sources of funding for activities related to terrorism [3]. Also, corrupted government officials and politicians who have earned in illegal ways will have no other option to put that money into usage.
Why there is “hue and cry” in the society over demonetization?
As the saying goes “no pain no gain’”. In the same way short-term constraints will be associated with long-term benefits in this process, such as all of sudden endeavor to convert currency, limitation of new tenders throughout the network for a certain period of time. An Inspiration story of a taxi driver, who sacrificed his share of money for a passenger carrying only Rs 500 notes, has set an example for fellow citizens. Furthermore he said “Even if I earn a little less money, it’ll slightly difficult to manage but that’s the case with everyone. I’ll consider this as my contribution to the country’s growth” [4]. Addressing the nation, Prime Minister of India provided assurance to the citizens, he quoted, “I want to tell the people again and again that the government will do everything to protect the honest” [5].
Why shouldn't we deposit money given by others, even if a share is given?
Firstly, it is illegal. However, if we still wish to pursue this option, chances are high to wind up in a tax fraud situation. According to revenue secretary Hashmukh Adhia, “Penalty of 200 percent of the tax payable would be levied if the cash deposited in bank accounts doesn't match with income declared” [6]. Also, it is unethical to exploit economically challenged people for individual’s benefit. On the other hand, currently certain agencies exist in the society, which converts unaccounted money into white for a mere profit up to 30%; one such route being used by them is: depositing money in the name of farmers as agricultural income, which will be non-taxed in India.
What the government still needs to work on?
The introduction of Rs 2000 note has been controversial in consideration of government’s efforts to suppress black money by eliminating bigger denomination currency, what might be the strategy? It still seems to be a missing part in a puzzle. The present demonetization process has laid trap for smaller rats; it has potential to break all illegal transactions in real estate, gold, and a few other sectors where circulation of unaccounted money has reached saturation point. However the dinosaurs are safeguarding their money oversees; recovering it should be the primary focus of the government. According to Wikipedia, “In February 2012, the director of India’s Central Bureau of Investigation said that Indians have US$500 billion of illegal funds in foreign tax havens, more than any other country [7]. Moreover, certain percentage of unaccounted money stocked in the form of valuable commodities such as gold has been secured in the vaults by certain section of people.
References:
1. http://www.hindustantimes.com/india-news/rs-53-000-crore-received-in-deposits-after-demonetisation-move-sbi/story-VVhqIw0tz6kag77t1F0anK.html
2. http://indianexpress.com/article/india/india-news-india/the-un-real-estate-demonetisation-process-100-500-rupee-note-narendra-modi-black-money-4372286/
3. http://www.newindianexpress.com/nation/2016/nov/08/fake-currencies-black-money-and-terrorism-modis-ban-on-rs-500-rs-1000-can-stop-them-all-1536461.html
4. http://www.thebetterindia.com/74549/delhi-cab-driver-helps-passenger-with-500-notes/
5. http://www.newindianexpress.com/nation/2016/nov/13/modi-warns-of-further-action-against-black-money-1537929--1.html
6. http://www.newindianexpress.com/business/2016/nov/10/deposits-over-rs-25-lakh-to-attract-penalty-on-mismatch-govt-1537017.html
7. https://en.wikipedia.org/wiki/Indian_black_money
Thursday, 17 November 2016
Wednesday, 16 November 2016
Monday, 14 November 2016
DR. PK RAJAN MEMORIAL UNIVERSITY CAMPUS NILESHWAR KANNUR UNIVERSITY
WELCOME TO THE OFFICIAL PAGE OF
Dr. Pk rajan memorial university campus Nileshwar (palathadam) Kannur university
Dr. Pk rajan memorial university campus Nileshwar (palathadam) Kannur university
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